WHITE PAPERS

Wellness Cost Containment Strategies

Are you looking for health care cost-containment strategies that won’t stress the health of your organization? The level of concern regarding health care costs among top decision makers in organizations of all sizes is the highest experienced in the past seven years. With the expectation that costs will continue to rise, employers are looking for alternative ways to reduce costs rather than increasing cost sharing, trimming employee benefits, or eliminating health insurance for employees altogether.

Grandfathering

Are you wondering about how you can make the best decision on grandfathering your health plan? The interim regulations on grandfathered plans under the Patient Protection and Affordable Care Act (PPACA) are designed to allow employers to keep their current plans and at the same time ensure that employees are protected from significant loss of benefits or increased costs. Federal guidance, effective September 23, 2010, attempts to lay down the rules for employers who want to retain grandfathered status.

CDHP Dilemma

Are consumer-driven health plans the magic bullet employers seeking to control benefits costs? Consumer-driven health plans (CDHPs) have drawn significant attention across the corporate landscape over the past five years – and with good reason. The CDHP model is designed to encourage employees to make informed decisions about their treatment when they become sick or injured, as well as shoulder greater financial responsibility for their care. This interest has caused CDHPs to become the second most popular plan design with employees.

Employee Engagement

Are your employees genuinely interested and committed to the success of your company and the work they perform? For many employers, this scenario is all too familiar: A company starts a wellness program or purchases a stellar benefit in the hopes that they will boost morale, retain top talent and even shrink health insurance costs. Yet the company still ends up with an unhappy and unhealthy workforce that is unproductive and difficult to motivate.

Self Funding

Is your organization facing health plan premium increases and looking for options to lower rates without discounting benefits? The Patient Protection and Affordable Care Act (PPACA) -- laden with a number of new requirements, an employer mandate and unknown future costs -- is prompting many employers to take a hard look at what they're doing -- and what they're paying -- for employee benefits.