Enhanced Benefits are benefits offered by you, the employer, through the workplace where employees can choose to buy them in addition to your current benefit offering. They are designed to help employees take care of some of the out-of-pocket costs that major medical plans typically don’t cover. NO DIRECT COST TO YOU THE EMPLOYER!
Accident Insurance
Accident Insurance is a plan that provides employees and their families with out-of-pocket expenses associated with accidents. Examples are: broken bones, sports-related accidental injury, burns, concussions, back or knee injuries, car accidents, and of course falls! Great plan for families!
Cancer Coverage
Cancer Coverage helps to provide valuable financial protection for you and your family in times of need. When medical bills and other expenses related to cancer diagnosis treatment are accumulating. This allows the patient the ability to focus on what’s most important and that’s getting well! Did you know you have a 40% chance of being diagnoses with cancer at some point during your lifetime?
Short Term Disability Insurance
Short Term Disability Insurance provides a portion of an employee’s income while out of work due to a covered injury, illness or childbirth. Many American’s insure their car and home but do not insure the ability to pay for everyday needs such as rent or mortgage, food, utilities…basic necessities. One in 8 workers will be disabled for five years or more during their working careers. Do you have a safety net?
Critical Illness
Critical Illness helps fill in gaps in your health insurance for conditions such as Heart Attack, Stroke, Major Organ Failure, End State Renal Failure, Coma, & Blindness. If you have a High Deductible Health Plan and are concerned about having money on hand in the event of a major event, this is a good plan for you.
Life Insurance
Life Insurance – Life is often unpredictable! No matter how much individuals plan ahead or how careful they are, the unexpected may still happen. Life insurance helps individuals plan for what can’t be predicted – death. The financial impact, especially when coupled with the emotional trauma of a loved one’s death, can be devastating to a family that is not prepared. Life insurance is an excellent financial way for surviving families as they cope with the circumstances surrounding the death of a loved one.
Hospital Coverage
Hospital Coverage can help offer a solution for employees worried about the financial burden of paying for medical care and other non-medical costs associated with an illness or injury. Hospital coverage provides benefits that can be used to help offset deductibles, co-pays and out-of-pocket medical and non-medical expenses related to events such as hospital confinement, outpatient surgery, diagnostic tests and more. High Deductible Health Plan? No problem.
Dental Insurance
Dental Insurance provides benefits to your employees and their families for preventive and corrective dental procedures. Services vary from routine cleanings to root canals and everything in between. It’s a simple way to help keep smiles healthy and employees happy!