resources

11/8 Webinar | Take Back Control of your Benefit Budget: Self-Funding for 50-500 Employees

Self Funding | 2019 UBA Health Plan Survey Trends

Historically, self-funding has been most attractive to the large group market, with approximately 60% of these groups choosing to self-fund, a number that has remained virtually flat over the last five years. Similarly, in the middle market (100-499 employees), approximately 30% of employers ...

Expansion of the Remote Workforce

According to one Cision study, more than 50% of the working works from home at least half of the week. Remote work is exploding in popularity, expanding by 91% over the last ten years and 159% over the last 12 years. Thanks to ever-evolving digital and cloud-based technology, employees can ...

Fighting Unconscious Bias In the Workplace

We are all familiar with overt biases in the workplace. From off-color jokes to discriminatory hiring practices, the experience of conscious bias is an unfortunate reality for many women and men at all levels of corporate hierarchy. But what about unconscious bias? These are the covert thoughts ...

Addressing Marijuana Usage and Testing

Recreational cannabis legalization is rolling out across the United States, and many employers are faced with a big, hazy question: how should they address drug testing in the workplace? Eleven states have legalized recreational marijuana and 33 others have legalized medical marijuana. It’s ...

Incentivizing Corporate Wellness

Nearly every large employer offers some type of wellness program, but if your team feels you’ve “been there, done that,” maybe it’s time to revisit your definition of wellness. With the expansion of mindfulness, meditation, and yoga in the west, modern wellness applications are so much more ...

Advocacy in Action | Requiring Proof for Denied Claims

A member contacted her Patient Advocate for help with 4 bills being denied by the insurance carrier as not covered under the plan. The Patient Advocate reviewed the bills and plan details and then contacted the insurance carrier to find out why they were denying coverage. The carrier told the ...

Costs by Organization Size | 2019 UBA Health Plan Survey Trends

Generally, larger groups (those with 200 to 1,000+ employees) pay more than average per employee due to more generous benefit levels. After experiencing a stunning 9.6% increase last year, employers with 1,000+ employees were able to more characteristically negotiate better rates this year, ...

Medicare Part D Notices

If your health benefit plan covers any employee, or their covered dependents, who is eligible for Medicare, this applies to you. If you know that your plan does not cover any Medicare eligible individuals (employee or dependent) then you do not need to send this notice. If your medical plan ...

Final FAQs, Model Disclosure Form, and Enforcement Fact Sheet Regarding Mental Health and Substance Use Disorder Parity

The U.S. Departments of Labor (DOL), Health and Human Services (HHS), and the Treasury (collectively, the “Departments”) released final FAQs About Mental Health and Substance Use Disorder Parity Implementation and the 21st Century Cures Act Part 39. The Departments respond to FAQs as part of ...