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Top 10 Trends for 2019 | UBA Health Plan Survey

For 14 years, United Benefit Advisors® (UBA) has surveyed thousands of employers across the nation regarding their health plan offerings, including analyzing hundreds of data points related to cost, funding methods, enrollment, plan design, coverage features, wellness, prescription drug ...

Dependent Coverage | 2018 UBA Health Plan Survey Trends

Dependent enrollment increased significantly, by 35.2%, from 44.3% in 2017 to 59.9% in 2018. This was a reverse of the trend seen in previous years of decreased dependent enrollment. This could signal a trend to watch, as individual or Marketplace premiums rise quickly with the sunset of the ...

Sample Open Enrollment Notices Packet

  Sample Open Enrollment Notices Packet Including:  Important Notice About Your Prescription Drug Coverage and Medicare: Provide this notice by October 14 to all participants and dependents who are or may become eligible for Medicare Part D in the next 12 months if the prescription drug ...

Deductible Costs | 2018 UBA Health Plan Survey Trends

Following initial assessments, median in-network deductibles for single coverage remained steady across all plans for 2018 at $2,000, although median in-network PPO deductibles increased from $1,500 in 2017 to $2,000 in 2018. The overall median out-of-network deductibles for single coverage saw ...

Advocacy in Action | New Coverage Call Ahead Assistance

A member’s medical coverage was being changed from one plan to another and the carrier’s system was not yet updated to reflect the new benefits or eligibility information.  The member had several scheduled appointments for tests and procedures and needed the help of their Patient Advocate to ...

Compliance Recap | July 2019

July was a busy month in the employee benefits world. The Internal Revenue Service (IRS) released a notice that expands the list of preventive care benefits a high deductible health plan can provide without a deductible or with a deductible below the annual minimum deductible. The IRS also ...

Enrollment by Plan Type by Region | 2018 UBA Health Plan Survey Trends

PPO plans have the greatest enrollment in the Central U.S. (beating out the West region from 2017, which saw a surprising shift by employees to CDHP plans this year). The Northeast continues to have the lowest enrollment in PPO plans. After several years of decreases, HMO enrollment is on the ...

New HDHP Preventive Care Benefits

In response to the President’s Executive Order 13877 “Improving Price and Quality Transparency in American Healthcare to Put Patients First,” the Internal Revenue Service (IRS) released Notice 2019-45 to expand the list of preventive care benefits that a high deductible health plan (HDHP) can ...

Contraception Mandate Rolled Back for Employers

The Department of the Treasury (Treasury), Department of Labor (DOL), and Department of Health and Human Services (HHS) (collectively, the Departments) released two final rules on November 7, 2018, regarding contraceptive coverage exemptions. These rules finalize the Departments’ interim final ...

Plan Type by Region | 2018 UBA Health Plan Survey Trends

When looking at plans by region, PPO plans are most prevalent in the Central U.S., however they generally dominate nationwide, except in the Northeast where CDHPs are most prevalent. As a member of United Benefit Advisors, we can provide you with data from the nation’s most comprehensive ...